IMPERIUM / FUNDING
Plan the project.
Understand the options.
Explore home equity and other financing options matched to your project, subject to review and written terms.
IMPERIUM HOME / HOME IMPROVEMENT FUNDING
Improve your home.
Explore no monthly payments.
Imperium Home brings project planning and home equity funding options together through our joint venture partnership. Eligible residential homeowners can explore an option with no required monthly payments during the agreement, subject to approval and written program terms.
Kitchens · Bathrooms · Additions & ADUs · Pools · Landscaping
Discuss the no monthly payment optionOffered through our joint venture partnership, with Imperium guiding your construction project.
PLAN THE PROJECT. UNDERSTAND THE AGREEMENT.
No required
monthly payments
- Eligibility
- For eligible residential properties. Property, equity and program review determine availability.
- Later settlement
- The agreement sets the amount and when it is due, such as a sale, refinance or the end of the term. Settlement can be substantial and depend on the home’s value.
- Costs & responsibilities
- Fees and settlement costs apply. Existing mortgage payments, property taxes, insurance and upkeep continue.
Home equity agreements can place a lien on the home. Unpaid settlement obligations can put the home at risk. Request the provider’s written terms before deciding.
What should I review before choosing this option?
Ask about fees, the settlement formula and due date, early settlement, liens, refinancing restrictions and how renovations affect the final valuation. Compare the total cost with traditional financing and paying directly.
CFPB overview of home equity agreementsAvailability and terms vary by provider. An inquiry is a request to discuss options and does not establish eligibility, approve funding or commit you to an agreement.
HOME IMPROVEMENT / EQUITY PLANNING
Your home’s equity.
Your next improvement.
Start with your contact and project details, then use the home equity planning calculator.
The calculator illustrates a loan/HELOC scenario. It is not a financing approval and does not price no-monthly-payment home equity agreements.