How It Works

A streamlined 3‑step path for homeowners. Typical timeline varies by project and eligibility.

1

Check Eligibility

Answer a few questions about your home and goals. No impact to credit score.

2

Plan Your Project

We scope the work, align on budget, and match you with vetted specialists.

3

Renovate—No Monthly Payments

You pay when you sell, transfer, or refinance under clear, transparent terms.

For Homeowners

Upgrade kitchens, baths, landscaping, roofs, and more—without monthly payment burden.

  • Equity‑backed funding with no monthly payments
  • Premium materials & craftsmanship
  • Dedicated project management
  • Transparent terms and homeowner protections

For Contractors

Close more high‑ticket jobs by offering an equity‑based payment option to clients.

  • Increase close rates & average order value
  • Faster approvals; no bank runaround for clients
  • Clear dealer/partner terms
  • Marketing & lead support from Imperium

Our Offerings

High‑end renovations with a smart equity solution.

Renovations

Kitchen & Bath

Custom cabinetry, stone surfaces, premium fixtures—focused on value‑add upgrades.

Exterior

Roof, Windows & Landscape

Energy‑efficient upgrades and curb‑appeal projects that boost value and comfort.

Equity

Smart Equity Solution

No monthly payments; settlement occurs upon sale, transfer, or refinance.

Results & Testimonials

Real projects, real value—ask about before/after portfolios.

“Imperium made our remodel possible without adding monthly bills. We sold 18 months later and netted more than we expected.”
— S. Alvarez, Homeowner
“Offering Imperium’s equity option doubled our close rate on premium scopes.”
— R. Chen, General Contractor
“The process was clear and the craftsmanship matched the promise.”
— T. Nguyen, Homeowner

Ready to Begin Pre‑Qualification?

We’ll take you to our secure pre‑qualification page to upload documents and complete your profile. No monthly payments; clear terms before you proceed.

  • Have these handy: 2 years W‑2s or tax returns
  • Most recent pay stub & mortgage statement
  • Government ID & homeowner’s insurance declaration page
Begin Pre‑Qualification

Secure submission • Private by design

Contractor Partners

Offer Imperium’s equity option to your clients and increase close rates on premium scopes.

  • Simple partner onboarding & dealer terms
  • Marketing support and lead opportunities
  • Dedicated channel for project approvals
Higher close rate*
$50k+
Avg. project size
7–14d
Typical approval
Fast Pre-Qualification Easy Process Quick Funds
“Offering Imperium’s equity option doubled our win rate on premium scopes and removed the payment objection.”
— R. Chen, General Contractor
Apply
Get Approved
Offer to Clients

*Varies by trade, region, and scope. Your results may differ.

Questions, Answered

Transparency first. Expand an item to learn more.

Do I really have no monthly payments?

Correct. Repayment occurs when you sell, transfer ownership, or refinance as outlined in your agreement.

What if my home value changes?

Your final settlement follows the terms in your agreement. We’ll walk you through scenarios before you sign.

What documents are typically needed?

Two years of W‑2s or tax returns, most recent pay stub, government ID, mortgage statement, and your homeowner’s insurance declaration page.

Where is Imperium available?

We’re actively operating in California with an additional 12 states. Including: New Mexico, Texas, Arizona, Nevada, Utah, Colorado, Wyoming, Idaho, Montana, Washington, Oregon, Florida.